XRP fair market value could reach $4,813 by 2030, and this bold prediction comes from Valhil Capital’s latest valuation study. The firm’s Athey & Mitchnick Model suggests XRP’s fair market value could range between $4,813 and $9,000, driven by increased adoption and the token’s dual role as both a transaction medium and store of value.

This XRP price projection comes as XRP SEC news today continues influencing market sentiment, while analysts monitor key XRP resistance levels that could shape the future. The study also addresses whether XRP 1000 dollar targets remain realistic for long-term investors who are watching closely.

Also Read: XRP Price Will Never Be The Same After Ripple’s Banking License, Expert Says

XRP Price Growth, SEC Impact, Resistance Zones, And $1,000 Target

Valhil Capital’s Bold Valuation Study

The research reveals that XRP’s fair market value calculations rely on a conservative adoption scenario where 10% of global transactions utilize XRP Ledger by 2030. The model incorporates $700 billion in daily transaction value, one-second transaction speeds, and 56.5 billion XRP circulating supply with a 10% discount rate applied over five years.

Store-of-value demand could reach $530 trillion according to the study, and the sensitivity analysis shows that if demand reaches $1 quadrillion, XRP price could climb beyond $9,000. The model also indicates that with $100 trillion demand, XRP’s unit price could reach $908, demonstrating multiple scenarios for the token’s fair market value projections.

The Virtuous Cycle Mechanism

The study focuses on what researchers call the “Virtuous Cycle Flywheel,” where increased adoption drives transaction-based demand, leading to higher prices. As XRP price rises, users hold XRP longer, reducing available supply and creating additional upward pressure on markets. This cycle could generate exponential growth if adoption reaches tipping points in remittances and foreign exchange settlements.

Current Market Analysis vs Bold Predictions

During the time of writing, the Traders Union analysts have more conservative estimates and predict that XRP may reach the price of $2.33 by December 2025, and increase steadily to achieve the value of $5.20 by 2040. These estimates are particularly diagonally opposite of speculations on whether XRP can reach 1000 dollars and this would be nearly 100 trillion dollars in capitalization as of today.

The prevailing resistances to XRP are still critical in the event of further bull run and the technical indicators are currently neutral on daily and weekly scale. The token is currently trading at about 2.23$ and recent news on XRP SEC today has added some level of clarity to the rules, although it is yet to be clear on what is to come.

Regulatory Impact and Market Limitations

Valhil’s study acknowledges limitations, excluding large-scale markets like derivatives and real estate from calculations. The model cannot predict future use cases or CBDC adoption impact on XRP fair market value projections going forward.

Legal victories have improved market sentiment, and partnerships like Santander Bank’s involvement have renewed institutional interest. However, reaching the ambitious $4,813 target requires substantial shifts in adoption patterns, regulatory environments, and overall market conditions that must align properly.

Also Read: Ripple Hits Zurich Airport as Webus Bets $100 Million on XRP

Also, the study positions XRP as becoming more than a payment solution, evolving into a critical digital store of value within the global financial system. Whether this vision materializes depends on factors extending beyond technical analysis, including regulatory developments and broader cryptocurrency market trends that continue to emerge.