Ripple’s XRP token has come a long way since its launch in June 2012. The asset faced substantial challenges after the SEC’s lawsuit against Ripple, but the settlement of the suit in 2025 has led to significant regulatory clarity for XRP. In this price prediction article, let’s discuss XRP’s long-term possibilities and whether it can hit $20 by 2036.

XRP Price Prediction: Can It Hit $20 In 2036?

Wall Street Says XRP Is A Done Deal
Source: WatcherGuru

XRP’s future seems quite bright. The asset saw the launch of several spot ETFs in late 2025, which could lead to substantial inflows once the bear market is over. ETFs have become a central part of the crypto industry, with Bitcoin (BTC) and Ethereum (ETH) hitting new peaks in 2025 thanks to increased ETF inflows. XRP could see a similar pattern in the future.

According to Telegaon analysts, XRP will go beyond the $40 mark by 2036. The platform anticipates the asset to hit $40.29 in 2035 and $71.34 in 2040. Going by that prediction, XRP could hit somewhere between $45 and $50 by 2036.

XRP price prediction $2036
Source: Telegaon

Changelly analysts present a more bearish outlook for XRP. The platform anticipates the asset to hit a potential maximum price of $6.61 in 2035. Going by that prediction, the asset could hit a maximum price of around $7-$8 in 2036, far less than Telegaon’s forecast.

XRP price prediction
Source: Changelly

Also Read: XRP At $7 Is Possible, But Here’s What Needs To Happen First

While XRP’s future looks bright, there will likely be many challenges along the way. The crypto market works in cycles, and we may face several price crashes till 2036. Look at Bitcoin (BTC), for example. The original crypto fell to the $15,000 mark during the 2022 market crash. However, BTC’s price climbed beyond $100,000 just two years later in December 2024, and then fell to $62,000 in February 2026. XRP will also likely follow a similar trajectory. The asset’s price will climb, then fall, and then climb again till it hits new all-time highs.

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