The Ripple Foundation’s President, Monica Long, made a bold prediction on the future of XRP, the cryptocurrency market, and stablecoins. She detailed that 2026 could change the way traditional finance operates and bridge into the new financial era. Corporations and banks would no longer be on the sidelines, but would instead enter the blockchain era in full development.
Also Read: Ripple XRP to Rally if U.S. Crypto Market Structure Bill is Approved?
Stablecoins Will Become the Foundation of Finance, Says Ripple XRP’s President

The Ripple XRP President said that stablecoins would become the foundation of finance and not be a replacement. “Stablecoins will be the foundation for global settlement, not an alternative rail,” Long said, indicating that Visa, Stripe, and other leading financial institutions could turn towards stablecoins for payments.
While corporations and banks are looking at blockchain technology, especially XRP, B2B services still use traditional finance. However, the tables turned last year as a handful of B2B firms settled payments in stablecoins. The latest report shows that $76 billions worth of settlements were cleared with stablecoins.
This frees up millions in exchange and settlement rates and also powers the broader cryptocurrency market, which XRP would also stand to benefit. Long also stressed that XRP and other cryptos are no longer about hype and buzz and are on the way to disrupt the traditional financial market.
“Crypto is no longer speculative — it’s becoming the operating layer of modern finance,” she said. Long opined that cryptos could be used in Treasury bills and enter corporate balance sheets. XRP stands at the centre of it all as Ripple is equipped with the futuristic financial technology.
It’s only a matter of time till the blockchain industry goes mainstream and gains global acceptance. When that happens, leading altcoins like Ripple’s XRP and other layer-1 blockchains could reap the benefits. Therefore, taking an entry position now and waiting for the long-term would be rewarding.