Ripple’s XRP token had a few rough years from 2020 to early 2025. XRP’s lackluster performance was primarily due to the SEC lawsuit against Ripple for allegedly selling unregistered securities. The lawsuit was finally completely put to rest in 2025. Let’s discuss why XRP could be the gem in your portfolio this year.

XRP Could Be The Crypto Gem of 2025

With the lawsuit out of the way, XRP’s path seems pretty clear. The asset hit the $3 mark in January of this year after a gap of seven years. Moreover, XRP hit a new all-time high of $3.65 in July of this year, after more than seven years of slumping.

There are also several spot XRP ETFs awaiting approval at the SEC. There is a very high chance that the SEC will approve at least one XRP ETF sometime this year. Paul Atkins, the new pro-crypto SEC head, has stated that he aims to make the US a global crypto hub. Spot ETFs may be one of the ways to advance the crypto industry in the US.

Also Read: 15 XRP ETFs Before US SEC: Can They Ignite Ripple’s $10 Rally?

Pushing the crypto industry forward was one of the promises of President Trump. Trump has said that he wants US-based crypto companies to thrive. Ripple, being an American company, could see a surge in adoption over the next few years. Such a development could further push XRP’s price. Ripple’s infrastructure has been increasingly adopted by Banks in Japan. A similar pattern could emerge in the US once more regulatory clarity is available.

Apart from XRP, Ripple has also delved into the stablecoin arena. Ripple launched the RLUSD dollar-pegged stablecoin in December 2024. The stablecoin has seen substantial adoption over the last few months. Stablecoins are expected to dominate the crypto space over the coming years. XRP could benefit from RLUSD’s popularity surge.