Ripple has seen a big rise in adoption over the last few years. Banks in Japan have spearheaded the adoption of the XRP Ledger for cross-border transactions. While the fintech company has seen a global rush to adopt its infrastructure, a similar pattern may emerge in the US over the course of this year.
Also Read: XRP Up From $0.3 in July 2022 To $2.2 in July 2025: $5 By 2027?
Will US Regulations Push XRP to $10?

President Donald Trump has stated many times that he wants the crypto industry to thrive in the US. He has also hinted that he wants American crypto companies not to face regulatory problems to grow. The US is on the brink of rolling out its GENIUS stablecoin act. Ripple’s novel stablecoin project could greatly benefit from the legislation.
The US is also expected to bring in clear regulations sometime this year. The SEC has also said that having clear crypto regulations is one of its priorities. The financial watchdog welcomed a pro-crypto candidate, Paul Atkins, as its head earlier this year. Many expect Atkins to take a lenient approach to the crypto industry. The SEC also dropped its lawsuit against Ripple earlier this year.
If clear regulations are available, we may see many financial institutions adopt Ripple’s XRP Ledger. The move could lead to a surge in investor confidence. We could very easily see XRP breach the $10 mark if everything goes according to plan.
Also Read: XRP in Q3: Ripple Price Prediction Through September 2025
Another bullish move could be the approval of an XRP ETF. There are several spot XRP ETF applications with the SEC. There is a high probability that the financial watchdog will approve at least one XRP ETF sometime this year. An ETF approval will likely lead to a surge in institutional inflows for XRP. Institutional money plays a big role in an asset’s price movements. Such a development will greatly increase XRP’s chances of hitting the $10 mark.