The Ripple XRP buyback news is making headlines right now after Bloomberg reported the company wants to raise up to $1 billion to purchase XRP tokens. This strategic Ripple XRP buyback comes as analysts and community voices predict XRP could hit $27, sparking fresh discussions around where the price might head across trading circles. The strategy represents a notable pivot for Ripple, especially as prominent figures suggest this could mark the moment that XRP holders have been waiting for.

Ripple’s XRP Buyback Fuels $27 Price Prediction and Holder Excitement

The Escrow Question That Has Everyone Talking

The big question on everyone’s mind is pretty straightforward: why would Ripple raise external capital when it’s sitting on roughly 35 billion XRP in escrow accounts? It’s a fair point, and one that has sparked quite a bit of discussion in the XRP community at the time of writing.

XRP community analyst Nietzbux tackled this head-on, and he confirmed that multiple community members have been asking the same thing. His theory, while speculative, offers an interesting perspective on what might be happening behind the scenes with this whole Ripple XRP buyback situation.

Also Read: Ripple Eyes $1B XRP Treasury via SPAC After GTreasury Acquisition

Nietzbux posted on social media about this, saying there are several reasons Ripple would buy new XRP with new capital for a treasury, yet many ask why not just move all from the escrow. He then presented what he called a purely speculative factor: maybe the pre-allocation theory is correct and Ripple has less XRP in the escrow than the public thinks.

The pre-allocation theory suggests Ripple may have already entered deals that effectively sold most of its escrow holdings to institutions. These tokens would still appear in escrow accounts, but Ripple wouldn’t actually own them outright anymore. If this theory holds water, then Ripple’s actual available holdings could be significantly lower than what public records suggest, which would explain why the Ripple XRP buyback is being pursued through fundraising.

It’s worth noting that the Bloomberg report did mention Ripple would use some escrowed XRP for the treasury, though the exact breakdown hasn’t been made clear at the time of writing. This adds another layer to understanding the XRP price prediction discussions happening right now.

Joining a Growing Institutional Movement

Ripple isn’t creating this treasury concept out of thin air, and that’s important to understand. The company is actually joining a trend that’s been building momentum in recent months, and the timing seems deliberate when you look at what other firms have been doing.

VivoPower made waves earlier this month by raising $19 million specifically to expand its XRP treasury. Other firms like Everything Blockchain and Trident Digital have also announced plans to establish similar treasury structures, which has been seen by many XRP holders as a positive sign. This pattern suggests institutional players are viewing XRP as a long-term strategic asset rather than just a speculative token, and it’s feeding into bullish XRP price prediction scenarios.

Back in July, Bitwise CEO Hunter Horsley even wondered out loud whether Ripple might transform into an XRP treasury company within 12 months. That prediction is starting to look prescient right now. Interestingly enough, Nietzbux himself questioned last November when Ripple would start buying XRP to build a treasury. The answer appears to be arriving sooner than many expected, and this Ripple XRP buyback initiative is seen as validation of that approach.

The DTCC Connection and What It Could Mean

While the Ripple XRP buyback news has dominated recent headlines, another development has been fueling optimism among XRP supporters. Ripple Bull Winkle, a prominent voice in the XRP community, recently posted a video that got people talking about institutional blockchain adoption and what it means for XRP holders.

In his video, Ripple Bull Winkle discussed a document referencing the Depository Trust & Clearing Corporation, or DTCC for short. This institution clears and settles nearly all major U.S. trades, which makes it one of the most critical pieces of infrastructure in global finance, and observers are watching its potential involvement closely.

The infrastructure is moving over to blockchain, which Ripple Bull Winkle described as the heart of Wall Street itself. The implications here are substantial, and they’re being factored into long-term XRP price prediction models. If the DTCC integrates blockchain technology for settlement operations, and if Ripple’s systems play a role in that integration, XRP could become embedded in financial infrastructure processing trillions in daily transactions.

Ripple Bull Winkle also highlighted connections between Ripple’s technology, the digital asset RLUSD, and Hidden Road—a company Ripple acquired in early 2025. He suggested these pieces are forming a unified framework that could facilitate what he called quadrillions in settlement volume, which is a staggering number when you think about it.

His commentary emphasized a shift away from retail speculation. He stated that we are way past retail adoption, suggesting that major financial institutions are now taking the lead in deploying blockchain frameworks for actual operational use. This institutional focus is why many XRP holders are paying attention to the Ripple XRP buyback as a signal of confidence.

From Payment Rails to Financial Backbone

The narrative around XRP has evolved considerably over the past few years, and both retail and institutional observers have noticed this shift. Originally, analysts positioned XRP as a bridge currency for cross-border payments, but now people discuss it in the context of core financial infrastructure, which changes the investment thesis entirely.

XRP’s near-instant settlement capability fits naturally into this expanded vision. By connecting banks, liquidity providers, and payment corridors, Ripple’s systems could enable a new level of efficiency in global finance. The token itself would serve as the foundation for this modernized system, and that’s something XRP holders have been anticipating for quite some time.

Also Read: XRP Falls 20% In 1 Month: Will A Rate Come To The Rescue?

Ripple Bull Winkle hinted that major developments are already happening behind closed doors, and he indicated that Ripple’s technology might be actively integrating into financial infrastructure at this very moment. The mention of DTCC in these discussions adds weight to claims that blockchain adoption is moving beyond pilot programs and into production environments, which more aggressive XRP price prediction targets now reflect.

What This Means Right Now

The Ripple XRP buyback project along with the speculations regarding the use of the blockchain by institutions have generated an expectation among the XRP owners. The target of 27 that has been making its round has been a multiplier of some magnitude on the existing levels and those who advocate the point to institutional adoption as the factor that could push such an appreciation.

Whether XRP will ever hit $27 remains to be seen, of course, and market conditions can shift within a short period of time. External forces such as regulatory changes can lead the cryptocurrency market to either positive or negative results, as traders know it’s famously hard to determine. However, with the strategic placement that this Ripple XRP buyback represents, along with the institutional interest in XRP treasuries, the token’s role in financial markets is growing far beyond the initial retail-centric story that Ripple told.

XRP On The Verge of Hitting an Inflection Point

The framing that Ripple Bull Winkle adopted expresses a sentiment that XRP stands on the verge of hitting an inflection point. He described it as an endgame moment, which holders will never forget. In the long run, owning XRP could have a much different appearance than it does today if institutional adoption fastens and builders integrate Ripple technology into essential financial infrastructure. The Ripple XRP buyback represents more than merely a treasury plan – many see it as a declaration of hope that XRP will become part of the financial system in the future.

Together with the DTCC progress and the increasing size of institutional XRP treasuries, XRP owners wait to find out whether this moment will become a turning point that will justify decades of expectation and reflect this new XRP price prediction models in a new dimension.